FAQs

Here’s some of the most common things people ask and the simple answers we give them.

This will depend if the loan is secured or unsecured. Unsecured amounts will vary from lender to lender and for secured amounts we can lend up to $1 million.

The finance company will look at your income, your existing outgoings and work out what the regular payments will be. Or, if you’ve got all this information handy, you can use our online calculators to work it out now.

Sometimes the same day you apply. If not, probably the following day. Either way, it never takes long.

One. Because with NZ Credit & Loans we find the right lender for your circumstances. You can put your feet up while we do all the work. Simple.

Bringing all your debts (like hire purchases, credit cards, other loans) under one roof with one regular payment.

Don’t worry about it, phone us and have a chat. But generally if you have bad credit you will need security or a guarantor.

We may charge brokerage for services and receive commission for the loan, insurances and any other products. These will be disclosed on the Loan Agreement.

It’s all possible!

Get what you want with NZ Credit & Loans

Book a family holiday, buy a new car or have the wedding of your dreams. It’s all possible!

Here at NZ Credit & Loans we like to keep things simple. You’ll make one application to us, we then place the loan with the right lender based on your circumstances, then we’ll get back to you. Within no time at all your money could be in the bank to spend as you please. Simple.

NZ Credit & Loans can source all types of loans (both secured and unsecured). We are one of the best in the market and make getting a great loan more achievable.